Savings Rates As anticipated by the Board of Directors, the following rates and corresponding Annual Percentage Yields (APYs) are effective as of May 1, 2022. MinimumDividend RateAnnual Percentage Yield APYShare Savings$5.10%.10%CheckingNONE.00%.00%IRA Savings$10.10%.10%Holiday, Vacation & Personal Clubs $5.10%.10%Premier Money Market$2500.15%.15% Share Certificates (Effective 4/27/2022 – 5/24/2022) – Penalties apply for early withdrawal. TermMinimumDividend RateAnnual Percentage Yield APY6 months$500n/an/a1 Year$5000.35%0.35%2 Years$5000.45%0.45%3 Years$5000.55%0.55%4 Years$5000.65%0.65%5 Years$5000.75%0.75% Additional Deposits: Not allowedWithdrawals: Allowed- dividends onlyRenewable: Automatic IRA Share Certificates TermMinimumDividend RateAnnual Percentage Yield APY3 Years$20000.55%0.55%5 Years$20000.75%0.75% Additional Deposits: Not allowedWithdrawals: Allowed- with penaltyRenewable: Automatic To open your certificate account, visit a Member Services Representative today! View our rates calculators