Savings Rates
As anticipated by the Board of Directors, the following rates and corresponding Annual Percentage Yields (APYs) are effective as of December 1, 2021.
| Minimum | Dividend Rate | Annual Percentage Yield APY | |
|---|---|---|---|
| Share Savings | $5 | .10% | .10% |
| Checking | NONE | .00% | .00% |
| IRA Savings | $10 | .10% | .10% |
| Holiday, Vacation & Personal Clubs | $5 | .10% | .10% |
| Premier Money Market | $2500 | .15% | .15% |
Share Certificates
(Effective 11/24/2021 – 12/28/2021) – Premature withdrawal penalties applicable
| Term | Minimum | Dividend Rate | Annual Percentage Yield APY |
|---|---|---|---|
| 6 months | $500 | n/a | n/a |
| 1 Year | $500 | 0.30% | 0.30% |
| 2 Years | $500 | 0.40% | 0.40% |
| 3 Years | $500 | 0.50% | 0.50% |
| 4 Years | $500 | 0.60% | 0.60% |
| 5 Years | $500 | 0.75% | 0.75% |
Additional Deposits: Not allowed
Withdrawals: Allowed- dividends only
Renewable: Automatic
IRA Share Certificates
| Term | Minimum | Dividend Rate | Annual Percentage Yield APY |
|---|---|---|---|
| 3 Years | $2000 | 0.50% | 0.50% |
| 5 Years | $2000 | 0.75% | 0.75% |
Additional Deposits: Not allowed
Withdrawals: Allowed- with penalty
Renewable: Automatic
