Checking Account Services

Enhance your checking experience with FREE convenience services!

Direct Deposit

Set up direct deposit of your payroll, retirement, or other recurring funds for easy access and you’re one step closer to earning monthly Bonus Checking rewards. Get started with one of the direct deposit forms below!

Baltimore County Government Employees
Non-Baltimore County Government Employees

Overdraft Protection

Overdraft Protection covers you if you overdraw your checking account. We will transfer funds first from your designated share account, secondly from an established Preferred Credit Line account, thirdly from the Credit Union’s Courtesy Pay service (up to $500 including $25 Courtesy Pay fee), and lastly from any other share account.  Contact Member Services at 410-828-4730 or memberservices@bcefcu.com to opt in.

Free Checks

Standard checks are always free.

Specialty designs are available for a small fee if you’d like something different.

Contact Member Services at 410-828-4730 or by email.

Additional Perks

VISA Debit Card – Use the VISA Debit card wherever VISA cards are accepted or withdraw money from your account at over 55,000 surcharge-free Allpoint ATMs. Use your VISA Debit card for at least 12 point-of-sale purchases each month and you’re one step closer to earning Bonus Checking rewards!  Find an Allpoint ATM

Bill Pay – Pay all of your bills online. Schedule automatic, recurring or single payments from your BCEFCU checking account.

Plus, transfer funds to or from accounts in your name at other financial institutions. 

eStatements – eStatements are fast and free. They are another step toward earning monthly Bonus Checking rewards, and checking account holders who enroll in eStatements receive FREE ID Restoration Services!

Mobile Banking – Download the free BCCU Mobile app to see check balances, pay bills, view account history, transfer money, and mobile deposit paper checks.

Online Banking – Check balances and transaction details, transfer money, download eStatements, set up Debit card alerts, and more.

Phone Banking – Access your account 24/7/365 by phone.  Call 410-825-6180 to get started.

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